Complete FAFSA Guide

Everything you need to know about the Free Application for Federal Student Aid (FAFSA) to maximize your financial aid opportunities.

Updated for 2024-25
Read in 15 minutes
$150B+
Available Aid
17M+
Students Served
6,000+
Participating Schools
Oct 1
Application Opens
What is FAFSA?

The Free Application for Federal Student Aid (FAFSA) is the gateway to federal financial aid for college. It's used by colleges, states, and the federal government to determine your eligibility for grants, work-study programs, and federal student loans.

Key Benefits:

  • • Access to federal grants (free money you don't repay)
  • • Federal student loans with lower interest rates
  • • Work-study opportunities
  • • State and institutional aid consideration
Why You Should Apply

Free Money Available

Pell Grants can provide up to $7,395 per year

Lower Interest Rates

Federal loans have better terms than private loans

No Credit Check

Most federal aid doesn't require credit history

Flexible Repayment

Income-driven repayment options available

Common Myths

"My family makes too much money"

There's no income cutoff for FAFSA. Many factors determine aid.

"It's too complicated"

The new FAFSA is streamlined and takes about 30 minutes.

"I only need loans"

FAFSA also determines eligibility for grants and work-study.

"I can wait until spring"

Many states have early deadlines. Apply as soon as possible.

Additional Resources

Official FAFSA Website

Access the official FAFSA application and get the most up-to-date information.

Visit FAFSA.gov
EFC Calculator

Estimate your Expected Family Contribution before submitting your FAFSA.

Use Calculator
Scholarship Search

Find additional scholarships to supplement your financial aid package.

Search Scholarships

Need Help?

Our financial aid experts are here to help you navigate the FAFSA process.